Masareef مصاريف مصاريف Masareef

Log your BCA spending automatically

Masareef reads the payment alert the BCA app sends to your phone and logs every transaction in its own BCA wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from BCA

  • Card payments in shops and online, in rupiah or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log BCA spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for BCA texts (sender BCA) once.
  4. Make sure alerts from the BCA app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
  5. On the first transaction BCA sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with BCA

On Android

Let Masareef read notifications once. From then on every payment alert from the BCA app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the BCA mobile app, BCA text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from BCA reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises BCA

Name in Arabic
BCA
Android app whose alert is read
com.bca com.bca.mybca.omni.android
iPhone app
BCA mobile
SMS sender name
BCA
Names it recognises in the message
bank central asia m-bca

The alert never leaves your phone

The BCA alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about BCA

Is Masareef part of BCA?

No. Masareef is an independent app, not affiliated with or endorsed by BCA. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with BCA on Android?

Yes. Once you allow notification access it reads the BCA app's alert (com.bca) and logs every transaction on its own, even with the app closed.

Does the BCA alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for BCA?

It logs each transaction in its amount, in rupiah or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from BCA?

On iPhone, yes: texts from the sender BCA reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the BCA app's notification.

Does it work with BCA on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the BCA mobile app.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Indonesia

Outside Indonesia

Start logging BCA spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page