Log your STC Bank (STC Pay) spending automatically

Masareef reads the payment alert the STC Bank (STC Pay) app sends to your phone and logs every transaction in its own STC Bank (STC Pay) wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own — An example alert from STC Bank (STC Pay): Masareef logs it as an expense, with its amount and payee. An approximate example; the real alert's wording may differ. The numbers and names in it are not real.

What gets logged from STC Bank (STC Pay)

Card payments in shops and online, in riyals or any currency you paid in.
Outgoing and incoming transfers, and ATM withdrawals.
Every transaction lands in its own category, and one tap changes it.
More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log STC Bank (STC Pay) spending automatically

Install Masareef from Google Play or the App Store, and create a free account to back up your records.
On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for STC Bank (STC Pay) texts (sender STCPAY) once.
Make sure alerts from the STC Bank (STC Pay) app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
On the first transaction STC Bank (STC Pay) sends an alert like: تم خصم 25.00 ريال من محفظتك لدى HungerStation and Masareef logs it as an expense of 25.00 SAR at HungerStation. An approximate example; your real alert's wording may differ.
Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with STC Bank (STC Pay)

On Android

Let Masareef read notifications once. From then on every payment alert from the STC Bank (STC Pay) app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the STC Bank app, STC Bank (STC Pay) text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from STC Bank (STC Pay) reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises STC Bank (STC Pay)

Name in Arabic: STC Bank (STC Pay)
Android app whose alert is read: sa.com.stcbank
iPhone app: STC Bank
SMS sender name: STCPAY STC

The alert never leaves your phone

The STC Bank (STC Pay) alert is read on your device and its text is never sent to any server. Masareef never asks for your wallet password and never links your bank account.

No banking password
No link to your bank account
The alert is read on your phone only

Questions about STC Bank (STC Pay)

Is Masareef part of STC Bank (STC Pay)?

No. Masareef is an independent app, not affiliated with or endorsed by STC Bank (STC Pay). It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with STC Bank (STC Pay) on Android?

Yes. Once you allow notification access it reads the STC Bank (STC Pay) app's alert (sa.com.stcbank) and logs every transaction on its own, even with the app closed.

Does the STC Bank (STC Pay) alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for STC Bank (STC Pay)?

It logs each transaction in its amount, in riyals or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from STC Bank (STC Pay)?

On iPhone, yes: texts from the sender STCPAY reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the STC Bank (STC Pay) app's notification.

Does it work with STC Bank (STC Pay) on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the STC Bank app.

What about my other banks and wallets?

Masareef reads alerts from 1203 banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Saudi Arabia

Outside Saudi Arabia

Egypt

the UAE

Kuwait

Qatar

Bahrain

Oman

Jordan

Lebanon

Iraq

Palestine

Morocco

Algeria

Tunisia

Libya

Sudan

Bank of Khartoum

Yemen

Al-Kuraimi Islamic Bank

All 1203 banks and wallets

Start logging STC Bank (STC Pay) spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page