Masareef مصاريف مصاريف Masareef

Log your Nayifat Finance spending automatically

Masareef reads the payment alert the Nayifat Finance app sends to your phone and logs every transaction in its own Nayifat Finance wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from Nayifat Finance

  • Card payments in shops and online, in riyals or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log Nayifat Finance spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Nayifat Finance texts (sender NAYIFAT) once.
  4. Make sure alerts from the Nayifat Finance app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
  5. On the first transaction Nayifat Finance sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with Nayifat Finance

On Android

Let Masareef read notifications once. From then on every payment alert from the Nayifat Finance app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the Nayifat App app, Nayifat Finance text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from Nayifat Finance reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises Nayifat Finance

Name in Arabic
النايفات
Android app whose alert is read
com.nayifat.mobile
iPhone app
Nayifat App
SMS sender name
NAYIFAT

The alert never leaves your phone

The Nayifat Finance alert is read on your device and its text is never sent to any server. Masareef never asks for your wallet password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about Nayifat Finance

Is Masareef part of Nayifat Finance?

No. Masareef is an independent app, not affiliated with or endorsed by Nayifat Finance. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with Nayifat Finance on Android?

Yes. Once you allow notification access it reads the Nayifat Finance app's alert (com.nayifat.mobile) and logs every transaction on its own, even with the app closed.

Does the Nayifat Finance alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for Nayifat Finance?

It logs each transaction in its amount, in riyals or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from Nayifat Finance?

On iPhone, yes: texts from the sender NAYIFAT reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the Nayifat Finance app's notification.

Does it work with Nayifat Finance on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the Nayifat App app.

What about my other banks and wallets?

Masareef reads alerts from 1203 banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Saudi Arabia

Outside Saudi Arabia

Egypt

the UAE

Kuwait

Qatar

Bahrain

Oman

Jordan

Lebanon

Iraq

Palestine

Morocco

Algeria

Tunisia

Libya

Sudan

Yemen

Start logging Nayifat Finance spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page