Masareef مصاريفLog your Bank of Africa spending automatically
Masareef reads the payment alert the Bank of Africa app sends to your phone and logs every transaction in its own Bank of Africa wallet, with its amount, merchant and time. No typing.
What gets logged from Bank of Africa
- Card payments in shops and online, in dirhams or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Bank of Africa spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Bank of Africa texts (sender BMCE) once.
- Make sure alerts from the Bank of Africa app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction Bank of Africa sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Bank of Africa
On Android
Let Masareef read notifications once. From then on every payment alert from the Bank of Africa app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the BMCE Direct app, Bank of Africa text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from Bank of Africa reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises Bank of Africa
- Name in Arabic
- Bank of Africa
- Android app whose alert is read
- com.BMCE_prod.bad
- iPhone app
- BMCE Direct
- SMS sender name
- BMCE
The alert never leaves your phone
The Bank of Africa alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Bank of Africa
Is Masareef part of Bank of Africa?
No. Masareef is an independent app, not affiliated with or endorsed by Bank of Africa. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Bank of Africa on Android?
Yes. Once you allow notification access it reads the Bank of Africa app's alert (com.BMCE_prod.bad) and logs every transaction on its own, even with the app closed.
Does the Bank of Africa alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Bank of Africa?
It logs each transaction in its amount, in dirhams or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from Bank of Africa?
On iPhone, yes: texts from the sender BMCE reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the Bank of Africa app's notification.
Does it work with Bank of Africa on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the BMCE Direct app.
What about my other banks and wallets?
Masareef reads alerts from 1203 banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Morocco
Outside Morocco
Saudi Arabia
Egypt
the UAE
Kuwait
Qatar
Bahrain
Oman
Jordan
Lebanon
Iraq
Palestine
Algeria
Tunisia
Libya
Sudan
Yemen
