Log your urpay spending automatically

Masareef reads the payment alert the urpay app sends to your phone and logs every transaction in its own urpay wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own — An example alert from urpay: Masareef logs it as an expense, with its amount and payee. An approximate example; the real alert's wording may differ. The numbers and names in it are not real.

What gets logged from urpay

Card payments in shops and online, in riyals or any currency you paid in.
Outgoing and incoming transfers, and ATM withdrawals.
Every transaction lands in its own category, and one tap changes it.
More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log urpay spending automatically

Install Masareef from Google Play or the App Store, and create a free account to back up your records.
On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for urpay texts (sender URPAY) once.
Make sure alerts from the urpay app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
On the first transaction urpay sends an alert like: تم خصم 40.00 ريال من محفظتك لدى Jahez and Masareef logs it as an expense of 40.00 SAR at Jahez. An approximate example; your real alert's wording may differ.
Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with urpay

On Android

Let Masareef read notifications once. From then on every payment alert from the urpay app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the urpay app, urpay text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from urpay reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises urpay

Name in Arabic: urpay
Android app whose alert is read: com.urpay.consumer
iPhone app: urpay
SMS sender name: URPAY

The alert never leaves your phone

The urpay alert is read on your device and its text is never sent to any server. Masareef never asks for your wallet password and never links your bank account.

No banking password
No link to your bank account
The alert is read on your phone only

Questions about urpay

Is Masareef part of urpay?

No. Masareef is an independent app, not affiliated with or endorsed by urpay. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with urpay on Android?

Yes. Once you allow notification access it reads the urpay app's alert (com.urpay.consumer) and logs every transaction on its own, even with the app closed.

Does the urpay alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for urpay?

It logs each transaction in its amount, in riyals or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from urpay?

On iPhone, yes: texts from the sender URPAY reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the urpay app's notification.

Does it work with urpay on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the urpay app.

What about my other banks and wallets?

Masareef reads alerts from 1203 banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Saudi Arabia

Outside Saudi Arabia

Egypt

the UAE

Kuwait

Qatar

Bahrain

Oman

Jordan

Lebanon

Iraq

Palestine

Morocco

Algeria

Tunisia

Libya

Sudan

Bank of Khartoum

Yemen

Al-Kuraimi Islamic Bank

All 1203 banks and wallets

Start logging urpay spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page