Masareef مصاريفLog your BCI Moçambique spending automatically
Masareef reads the payment alert the BCI Moçambique app sends to your phone and logs every transaction in its own BCI Moçambique wallet, with its amount, merchant and time. No typing.
What gets logged from BCI Moçambique
- Card payments in shops and online, in meticais or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log BCI Moçambique spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure alerts from the BCI Moçambique app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction BCI Moçambique sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with BCI Moçambique
On Android
Let Masareef read notifications once. From then on every payment alert from the BCI Moçambique app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives Apple Pay alerts.
Before iOS 27, add BCI Moçambique transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises BCI Moçambique
- Name in Arabic
- BCI Moçambique
- Android app whose alert is read
- mz.co.bci.bcidirecto
- Names it recognises in the message
- banco comercial e de investimentos
The alert never leaves your phone
The BCI Moçambique alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about BCI Moçambique
Is Masareef part of BCI Moçambique?
No. Masareef is an independent app, not affiliated with or endorsed by BCI Moçambique. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with BCI Moçambique on Android?
Yes. Once you allow notification access it reads the BCI Moçambique app's alert (mz.co.bci.bcidirecto) and logs every transaction on its own, even with the app closed.
Does the BCI Moçambique alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for BCI Moçambique?
It logs each transaction in its amount, in meticais or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with BCI Moçambique on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Mozambique
- Millennium bim
- Standard Bank Moçambique
- Absa Moçambique
- e-Mola
- mKesh
- Every bank and wallet in Mozambique
Outside Mozambique
