Masareef مصاريف مصاريف Masareef

Log your Bank of India spending automatically

Masareef reads the payment text Bank of India sends to your phone and logs every transaction in its own Bank of India wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from Bank of India

  • Card payments in shops and online, in rupees or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log Bank of India spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Bank of India texts (sender BOIIND) once.
  4. Make sure Bank of India texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
  5. On the first transaction Bank of India sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with Bank of India

On Android

Let Masareef read notifications once. From then on every Bank of India payment text that shows up in your notifications is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the BOI Mobile app, Bank of India text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from Bank of India reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises Bank of India

Name in Arabic
Bank of India
iPhone app
BOI Mobile
SMS sender name
BOIIND

The alert never leaves your phone

The Bank of India alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about Bank of India

Is Masareef part of Bank of India?

No. Masareef is an independent app, not affiliated with or endorsed by Bank of India. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with Bank of India on Android?

Yes. Once you allow notification access it recognises a payment text from the sender BOIIND and logs every transaction on its own.

Does the Bank of India alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for Bank of India?

It logs each transaction in its amount, in rupees or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from Bank of India?

On iPhone, yes: texts from the sender BOIIND reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the notification of the Bank of India text itself.

Does it work with Bank of India on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the BOI Mobile app.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in India

Outside India

Start logging Bank of India spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page