Masareef مصاريف مصاريف Masareef

Log your Bank of Punjab spending automatically

Masareef reads the payment text Bank of Punjab sends to your phone and logs every transaction in its own Bank of Punjab wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from Bank of Punjab

  • Card payments in shops and online, in rupees or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log Bank of Punjab spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
  4. Make sure Bank of Punjab texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
  5. On the first transaction Bank of Punjab sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with Bank of Punjab

On Android

Let Masareef read notifications once. From then on every Bank of Punjab payment text that shows up in your notifications is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives Apple Pay alerts.

Before iOS 27, add Bank of Punjab transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.

How Masareef recognises Bank of Punjab

Name in Arabic
Bank of Punjab

The alert never leaves your phone

The Bank of Punjab alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about Bank of Punjab

Is Masareef part of Bank of Punjab?

No. Masareef is an independent app, not affiliated with or endorsed by Bank of Punjab. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with Bank of Punjab on Android?

Yes. Once you allow notification access it recognises a Bank of Punjab payment text by the bank's name in it and logs every transaction on its own.

Does the Bank of Punjab alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for Bank of Punjab?

It logs each transaction in its amount, in rupees or any currency you paid in. Wallets in other currencies are a Pro feature.

Does it work with Bank of Punjab on iPhone?

Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Pakistan

Outside Pakistan

Start logging Bank of Punjab spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page