Masareef مصاريفLog your Banka CREDITAS spending automatically
Masareef reads the payment alert the Banka CREDITAS app sends to your phone and logs every transaction in its own Banka CREDITAS wallet, with its amount, merchant and time. No typing.
What gets logged from Banka CREDITAS
- Card payments in shops and online, in koruna or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Banka CREDITAS spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure alerts from the Banka CREDITAS app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction Banka CREDITAS sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Banka CREDITAS
On Android
Let Masareef read notifications once. From then on every payment alert from the Banka CREDITAS app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the CREDITAS Banking app and Apple Pay alerts.
Before iOS 27, add Banka CREDITAS transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises Banka CREDITAS
- Name in Arabic
- Banka CREDITAS
- Android app whose alert is read
- cz.creditas.richee
- iPhone app
- CREDITAS Banking
- Names it recognises in the message
- creditas
The alert never leaves your phone
The Banka CREDITAS alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Banka CREDITAS
Is Masareef part of Banka CREDITAS?
No. Masareef is an independent app, not affiliated with or endorsed by Banka CREDITAS. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Banka CREDITAS on Android?
Yes. Once you allow notification access it reads the Banka CREDITAS app's alert (cz.creditas.richee) and logs every transaction on its own, even with the app closed.
Does the Banka CREDITAS alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Banka CREDITAS?
It logs each transaction in its amount, in koruna or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with Banka CREDITAS on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Czechia
- Česká spořitelna
- ČSOB
- Komerční banka
- Air Bank
- MONETA Money Bank
- Fio banka
- Raiffeisenbank CZ
- mBank CZ
- UniCredit Bank CZ
- Equa bank
- Twisto
- Every bank and wallet in Czechia
Outside Czechia
