Masareef مصاريفLog your Citi Handlowy spending automatically
Masareef reads the payment text Citi Handlowy sends to your phone and logs every transaction in its own Citi Handlowy wallet, with its amount, merchant and time. No typing.
What gets logged from Citi Handlowy
- Card payments in shops and online, in złoty or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Citi Handlowy spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure Citi Handlowy texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
- On the first transaction Citi Handlowy sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Citi Handlowy
On Android
Let Masareef read notifications once. From then on every Citi Handlowy payment text that shows up in your notifications is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives Apple Pay alerts.
Before iOS 27, add Citi Handlowy transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises Citi Handlowy
- Name in Arabic
- Citi Handlowy
- Names it recognises in the message
- bank handlowy
The alert never leaves your phone
The Citi Handlowy alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Citi Handlowy
Is Masareef part of Citi Handlowy?
No. Masareef is an independent app, not affiliated with or endorsed by Citi Handlowy. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Citi Handlowy on Android?
Yes. Once you allow notification access it recognises a Citi Handlowy payment text by the bank's name in it and logs every transaction on its own.
Does the Citi Handlowy alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Citi Handlowy?
It logs each transaction in its amount, in złoty or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with Citi Handlowy on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Poland
- PKO Bank Polski
- mBank
- BLIK
- Bank Pekao
- Santander Bank Polska (Erste Bank Polska)
- Bank Millennium
- Alior Bank
- BNP Paribas Bank Polska
- Credit Agricole Bank Polska
- Nest Bank
- VeloBank
- Bank Pocztowy
- SGB-Bank
- Every bank and wallet in Poland
Outside Poland
