Log your KOHO spending automatically
Masareef reads the payment alert the KOHO app sends to your phone and logs every transaction in its own KOHO wallet, with its amount, merchant and time. No typing.

What gets logged from KOHO
- Card payments in shops and online, in dollars or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log KOHO spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure alerts from the KOHO app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction KOHO sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with KOHO
On Android
Let Masareef read notifications once. From then on every payment alert from the KOHO app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the KOHO: Award-winning Money App app and Apple Pay alerts.
Before iOS 27, add KOHO transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises KOHO
- Name in Arabic
- KOHO
- Android app whose alert is read
- ca.koho
- iPhone app
- KOHO: Award-winning Money App
The alert never leaves your phone
The KOHO alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about KOHO
Is Masareef part of KOHO?
No. Masareef is an independent app, not affiliated with or endorsed by KOHO. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with KOHO on Android?
Yes. Once you allow notification access it reads the KOHO app's alert (ca.koho) and logs every transaction on its own, even with the app closed.
Does the KOHO alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for KOHO?
It logs each transaction in its amount, in dollars or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with KOHO on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Canada
- Scotiabank
- BMO
- CIBC
- Desjardins
- Tangerine
- Interac
- National Bank of Canada
- Simplii Financial
- EQ Bank
- Wealthsimple
- Neo Financial
- Laurentian Bank
- Vancity
- Every bank and wallet in Canada