Masareef مصاريفLog your Nykredit spending automatically
Masareef reads the payment alert the Nykredit app sends to your phone and logs every transaction in its own Nykredit wallet, with its amount, merchant and time. No typing.
What gets logged from Nykredit
- Card payments in shops and online, in kroner or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Nykredit spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Nykredit texts (sender NYKREDIT) once.
- Make sure alerts from the Nykredit app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction Nykredit sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Nykredit
On Android
Let Masareef read notifications once. From then on every payment alert from the Nykredit app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the Nykredit & Spar Nord app, Nykredit text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from Nykredit reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises Nykredit
- Name in Arabic
- Nykredit
- Android app whose alert is read
- dk.bec.android.mb1.b00032.prod
- iPhone app
- Nykredit & Spar Nord
- SMS sender name
- NYKREDIT
The alert never leaves your phone
The Nykredit alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Nykredit
Is Masareef part of Nykredit?
No. Masareef is an independent app, not affiliated with or endorsed by Nykredit. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Nykredit on Android?
Yes. Once you allow notification access it reads the Nykredit app's alert (dk.bec.android.mb1.b00032.prod) and logs every transaction on its own, even with the app closed.
Does the Nykredit alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Nykredit?
It logs each transaction in its amount, in kroner or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from Nykredit?
On iPhone, yes: texts from the sender NYKREDIT reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the Nykredit app's notification.
Does it work with Nykredit on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the Nykredit & Spar Nord app.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Denmark
- Danske Bank
- MobilePay
- Jyske Bank
- Spar Nord
- Sydbank
- Lunar
- Arbejdernes Landsbank
- Every bank and wallet in Denmark
Outside Denmark
