Masareef مصاريف مصاريف Masareef

Log your OP Financial Group spending automatically

Masareef reads the payment alert the OP Financial Group app sends to your phone and logs every transaction in its own OP Financial Group wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from OP Financial Group

  • Card payments in shops and online, in euros or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log OP Financial Group spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
  4. Make sure alerts from the OP Financial Group app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
  5. On the first transaction OP Financial Group sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with OP Financial Group

On Android

Let Masareef read notifications once. From then on every payment alert from the OP Financial Group app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the OP-mobile app and Apple Pay alerts.

Before iOS 27, add OP Financial Group transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.

How Masareef recognises OP Financial Group

Name in Arabic
OP Financial Group
Android app whose alert is read
fi.op.android.opmobiili
iPhone app
OP-mobile
Names it recognises in the message
op-mobiili op-mobile osuuspankki

The alert never leaves your phone

The OP Financial Group alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about OP Financial Group

Is Masareef part of OP Financial Group?

No. Masareef is an independent app, not affiliated with or endorsed by OP Financial Group. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with OP Financial Group on Android?

Yes. Once you allow notification access it reads the OP Financial Group app's alert (fi.op.android.opmobiili) and logs every transaction on its own, even with the app closed.

Does the OP Financial Group alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for OP Financial Group?

It logs each transaction in its amount, in euros or any currency you paid in. Wallets in other currencies are a Pro feature.

Does it work with OP Financial Group on iPhone?

Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Finland

Outside Finland

Start logging OP Financial Group spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page