Masareef مصاريفLog your SEB banka spending automatically
Masareef reads the payment text SEB banka sends to your phone and logs every transaction in its own SEB banka wallet, with its amount, merchant and time. No typing.
What gets logged from SEB banka
- Card payments in shops and online, in euros or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log SEB banka spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for SEB banka texts (sender SEB) once.
- Make sure SEB banka texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
- On the first transaction SEB banka sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with SEB banka
On Android
Let Masareef read notifications once. From then on every SEB banka payment text that shows up in your notifications is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the SEB Latvia app, SEB banka text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from SEB banka reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises SEB banka
- Name in Arabic
- SEB banka
- iPhone app
- SEB Latvia
- SMS sender name
- SEB
The alert never leaves your phone
The SEB banka alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about SEB banka
Is Masareef part of SEB banka?
No. Masareef is an independent app, not affiliated with or endorsed by SEB banka. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with SEB banka on Android?
Yes. Once you allow notification access it recognises a payment text from the sender SEB and logs every transaction on its own.
Does the SEB banka alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for SEB banka?
It logs each transaction in its amount, in euros or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from SEB banka?
On iPhone, yes: texts from the sender SEB reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the notification of the SEB banka text itself.
Does it work with SEB banka on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the SEB Latvia app.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Latvia
Outside Latvia
