Log your Shinhan Card spending automatically
Masareef reads the payment alert the Shinhan Card app sends to your phone and logs every transaction in its own Shinhan Card wallet, with its amount, merchant and time. No typing.

What gets logged from Shinhan Card
- Card payments in shops and online, in won or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Shinhan Card spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Shinhan Card texts (sender SHINHANCARD) once.
- Make sure alerts from the Shinhan Card app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction Shinhan Card sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Shinhan Card
On Android
Let Masareef read notifications once. From then on every payment alert from the Shinhan Card app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the 신한 SOL페이 - 신한카드 대표플랫폼 app, Shinhan Card text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from Shinhan Card reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises Shinhan Card
- Name in Arabic
- Shinhan Card
- Android app whose alert is read
- com.shcard.smartpay
- iPhone app
- 신한 SOL페이 - 신한카드 대표플랫폼
- SMS sender name
- SHINHANCARD
- Names it recognises in the message
- 신한카드
The alert never leaves your phone
The Shinhan Card alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Shinhan Card
Is Masareef part of Shinhan Card?
No. Masareef is an independent app, not affiliated with or endorsed by Shinhan Card. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Shinhan Card on Android?
Yes. Once you allow notification access it reads the Shinhan Card app's alert (com.shcard.smartpay) and logs every transaction on its own, even with the app closed.
Does the Shinhan Card alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Shinhan Card?
It logs each transaction in its amount, in won or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from Shinhan Card?
On iPhone, yes: texts from the sender SHINHANCARD reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the Shinhan Card app's notification.
Does it work with Shinhan Card on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the 신한 SOL페이 - 신한카드 대표플랫폼 app.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in South Korea
- KB Kookmin Bank
- Shinhan Bank
- Woori Bank
- Hana Bank
- KakaoBank
- Toss Bank
- KB Kookmin Card
- Samsung Card
- Hyundai Card
- Lotte Card
- BC Card
- Woori Card
- Hana Card
- NH Nonghyup Bank
- IBK Industrial Bank of Korea
- K Bank
- SC First Bank
- iM Bank
- Busan Bank
- Naver Pay
- Kakao Pay
- PAYCO
- Every bank and wallet in South Korea