Log your United Commercial Bank spending automatically
Masareef reads the payment alert the United Commercial Bank app sends to your phone and logs every transaction in its own United Commercial Bank wallet, with its amount, merchant and time. No typing.

What gets logged from United Commercial Bank
- Card payments in shops and online, in taka or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log United Commercial Bank spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure alerts from the United Commercial Bank app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction United Commercial Bank sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with United Commercial Bank
On Android
Let Masareef read notifications once. From then on every payment alert from the United Commercial Bank app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the UCB One app and Apple Pay alerts.
Before iOS 27, add United Commercial Bank transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises United Commercial Bank
- Name in Arabic
- United Commercial Bank
- Android app whose alert is read
- bd.com.ucb.unet
- iPhone app
- UCB One
The alert never leaves your phone
The United Commercial Bank alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about United Commercial Bank
Is Masareef part of United Commercial Bank?
No. Masareef is an independent app, not affiliated with or endorsed by United Commercial Bank. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with United Commercial Bank on Android?
Yes. Once you allow notification access it reads the United Commercial Bank app's alert (bd.com.ucb.unet) and logs every transaction on its own, even with the app closed.
Does the United Commercial Bank alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for United Commercial Bank?
It logs each transaction in its amount, in taka or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with United Commercial Bank on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Bangladesh
- BRAC Bank
- Dutch-Bangla Bank
- Islami Bank Bangladesh
- bKash
- Nagad
- upay
- Mutual Trust Bank
- Sonali Bank
- Janata Bank
- Agrani Bank
- Rupali Bank
- City Bank PLC
- Eastern Bank
- Prime Bank
- Al-Arafah Islami Bank
- Trust Bank PLC
- Standard Chartered Bangladesh
- ONE Bank
- Pubali Bank
- Social Islami Bank
- Bank Asia
- Dhaka Bank
- Mercantile Bank
- Jamuna Bank
- Every bank and wallet in Bangladesh