Masareef مصاريفLog your YooMoney spending automatically
Masareef reads the payment text YooMoney sends to your phone and logs every transaction in its own YooMoney wallet, with its amount, merchant and time. No typing.
What gets logged from YooMoney
- Card payments in shops and online, in rubles or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log YooMoney spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure YooMoney texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
- On the first transaction YooMoney sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with YooMoney
On Android
Let Masareef read notifications once. From then on every YooMoney payment text that shows up in your notifications is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives Apple Pay alerts.
Before iOS 27, add YooMoney transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises YooMoney
- Name in Arabic
- YooMoney
- Names it recognises in the message
- юmoney юмани
The alert never leaves your phone
The YooMoney alert is read on your device and its text is never sent to any server. Masareef never asks for your wallet password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about YooMoney
Is Masareef part of YooMoney?
No. Masareef is an independent app, not affiliated with or endorsed by YooMoney. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with YooMoney on Android?
Yes. Once you allow notification access it recognises a YooMoney payment text by the bank's name in it and logs every transaction on its own.
Does the YooMoney alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for YooMoney?
It logs each transaction in its amount, in rubles or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with YooMoney on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Russia
- Sberbank
- T-Bank (Tinkoff)
- VTB
- Alfa-Bank
- Raiffeisenbank Russia
- Gazprombank
- Rosselkhozbank
- Sovcombank (Halva)
- Pochta Bank
- MTS Bank
- Otkritie Bank
- Home Credit Bank
- Russian Standard Bank
- Bank Saint Petersburg
- Ak Bars Bank
- Rosbank
- Promsvyazbank
- Every bank and wallet in Russia
Outside Russia
