Masareef مصاريف مصاريف Masareef

Log your Zelle spending automatically

Masareef reads the payment text Zelle sends to your phone and logs every transaction in its own Zelle wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from Zelle

  • Card payments in shops and online, in any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log Zelle spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
  4. Make sure Zelle texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
  5. On the first transaction Zelle sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with Zelle

On Android

Let Masareef read notifications once. From then on every Zelle payment text that shows up in your notifications is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives Apple Pay alerts.

Before iOS 27, add Zelle transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.

How Masareef recognises Zelle

Name in Arabic
Zelle

The alert never leaves your phone

The Zelle alert is read on your device and its text is never sent to any server. Masareef never asks for your wallet password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about Zelle

Is Masareef part of Zelle?

No. Masareef is an independent app, not affiliated with or endorsed by Zelle. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with Zelle on Android?

Yes. Once you allow notification access it recognises a Zelle payment text by the bank's name in it and logs every transaction on its own.

Does the Zelle alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for Zelle?

It logs each transaction in its amount, in any currency you paid in. Wallets in other currencies are a Pro feature.

Does it work with Zelle on iPhone?

Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other international banks and wallets

Banks by country

Start logging Zelle spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page