Log spending automatically from bank messages
Your bank sends an alert for every payment. Masareef reads that alert on your phone and logs the amount, merchant and category on its own, from 1203 banks and wallets, with none of your banking details going anywhere.
How it works on each phone
- Android: you allow Masareef "Notification access" once, and it captures your bank app's alert with the app closed. The Google Play build never asks for permission to read SMS; it reads the notification, not your texts.
- iPhone on iOS 27 or later: you add one ready-made automation in the Shortcuts app, and Masareef receives your bank app's alerts, your messages and Apple Pay alerts.
- iPhone on iOS 16.4 to 26: bank texts reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. A bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
- The alert is read on your device and its text is never sent to any server. No password, no bank link.
Free logs 25 transactions automatically each month. After that you log by hand, or open Pro for capture with no cap.
Start in six steps
- Install Masareef from Google Play or the App Store, and create a free account.
- On Android: open Masareef and allow "Notification access".
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, set up the message automation once, or type the transaction as a line such as "coffee 25".
- Make sure alerts from your bank's app are switched on on your phone. Masareef reads the alert you already receive and never contacts the bank.
- Pay as usual. The transaction appears in Masareef with its amount, merchant and time.
- Wrong category? Change it and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
Common questions
Does Masareef read SMS on Android?
No. The Google Play build never asks for SMS permission. It reads your bank app's notification once you allow notification access.
Does automatic capture work on iPhone?
Yes, through Shortcuts: one ready-made step from iOS 27, and an automation you set up once from iOS 16.4 to 26.
Can Masareef see my bank account or password?
No. It never asks for a password, never links your account, and never sends the alert's text to a server.
My bank is not on the list. What do I do?
Send the alert text, with the numbers removed, to boogado@yahoo.com and we'll add it.