Track money owed: who owes you, and who you owe
The money owed screen in Masareef holds what people owe you and what you owe them, person by person. When it is paid back, one tap posts it to your wallet.
What you get
- A debt with a direction (they owe me, or I owe them), the person's name and an optional note.
- A net balance per person, totals for what you are owed and what you owe, and a count of overdue debts.
- Each currency is its own balance: a debt in pounds and one in dollars are never summed into one number.
- Settling is one tap, and it posts a real transaction to the wallet.
- Splitting an expense between several people creates one debt per person.
Debts are entirely free. Deleting a debt posts nothing to your wallet.
Start in four steps
- Install Masareef from Google Play or the App Store, and create a free account.
- Open Money owed and add a debt: the person, the amount and the direction.
- Or split an expense you paid for friends, and a debt is created for each of them.
- When it is paid back or you pay it, one tap records it in the wallet.
Common questions
Is debt tracking free?
Yes, debts are part of Masareef's free tier, for good.
Does it work out loan interest or instalments?
No. These are debts between people, with no interest; instalments are a separate feature.
What if the debt is in another currency?
It is kept in its currency, with a separate balance per currency for each person.
Does a debt show on the calendar?
Yes. A debt with a date shows on the calendar and in your balance forecast.