Masareef مصاريفLog your Bank of Communications spending automatically
Masareef reads the payment text Bank of Communications sends to your phone and logs every transaction in its own Bank of Communications wallet, with its amount, merchant and time. No typing.
What gets logged from Bank of Communications
- Card payments in shops and online, in yuan or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Bank of Communications spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for Bank of Communications texts (sender 95559) once.
- Make sure Bank of Communications texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
- On the first transaction Bank of Communications sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Bank of Communications
On Android
Let Masareef read notifications once. From then on every Bank of Communications payment text that shows up in your notifications is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the 买单吧-交通银行信用卡 app, Bank of Communications text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from Bank of Communications reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises Bank of Communications
- Name in Arabic
- Bank of Communications
- iPhone app
- 买单吧-交通银行信用卡
- SMS sender name
- 95559
- Names it recognises in the message
- 交通银行
The alert never leaves your phone
The Bank of Communications alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Bank of Communications
Is Masareef part of Bank of Communications?
No. Masareef is an independent app, not affiliated with or endorsed by Bank of Communications. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Bank of Communications on Android?
Yes. Once you allow notification access it recognises a payment text from the sender 95559 and logs every transaction on its own.
Does the Bank of Communications alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Bank of Communications?
It logs each transaction in its amount, in yuan or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from Bank of Communications?
On iPhone, yes: texts from the sender 95559 reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the notification of the Bank of Communications text itself.
Does it work with Bank of Communications on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the 买单吧-交通银行信用卡 app.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in China
- ICBC
- Bank of China
- China Construction Bank
- Agricultural Bank of China
- China Merchants Bank
- UnionPay
- Postal Savings Bank of China
- China CITIC Bank
- Ping An Bank
- Shanghai Pudong Development Bank
- Industrial Bank (CIB)
- China Minsheng Bank
- China Everbright Bank
- Hua Xia Bank
- China Guangfa Bank
- Alipay
- WeChat Pay
- Every bank and wallet in China
Outside China
