Masareef مصاريفLog your China Merchants Bank spending automatically
Masareef reads the payment alert the China Merchants Bank app sends to your phone and logs every transaction in its own China Merchants Bank wallet, with its amount, merchant and time. No typing.
What gets logged from China Merchants Bank
- Card payments in shops and online, in yuan or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log China Merchants Bank spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for China Merchants Bank texts (sender CMBCHINA) once.
- Make sure alerts from the China Merchants Bank app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
- On the first transaction China Merchants Bank sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with China Merchants Bank
On Android
Let Masareef read notifications once. From then on every payment alert from the China Merchants Bank app is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the 招商银行 app, China Merchants Bank text messages and Apple Pay alerts.
From iOS 16.4 to 26, SMS from China Merchants Bank reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.
How Masareef recognises China Merchants Bank
- Name in Arabic
- China Merchants Bank
- Android app whose alert is read
- cmb.pb
- iPhone app
- 招商银行
- SMS sender name
- CMBCHINA 95555
- Names it recognises in the message
- 招商银行 招行
The alert never leaves your phone
The China Merchants Bank alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about China Merchants Bank
Is Masareef part of China Merchants Bank?
No. Masareef is an independent app, not affiliated with or endorsed by China Merchants Bank. It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with China Merchants Bank on Android?
Yes. Once you allow notification access it reads the China Merchants Bank app's alert (cmb.pb) and logs every transaction on its own, even with the app closed.
Does the China Merchants Bank alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for China Merchants Bank?
It logs each transaction in its amount, in yuan or any currency you paid in. Wallets in other currencies are a Pro feature.
Does Masareef read SMS from China Merchants Bank?
On iPhone, yes: texts from the sender CMBCHINA reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the China Merchants Bank app's notification.
Does it work with China Merchants Bank on iPhone?
Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the 招商银行 app.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in China
- ICBC
- Bank of China
- China Construction Bank
- Agricultural Bank of China
- UnionPay
- Postal Savings Bank of China
- China CITIC Bank
- Ping An Bank
- Shanghai Pudong Development Bank
- Industrial Bank (CIB)
- China Minsheng Bank
- China Everbright Bank
- Bank of Communications
- Hua Xia Bank
- China Guangfa Bank
- Alipay
- WeChat Pay
- Every bank and wallet in China
Outside China
