Log your Japan Post Bank (Yucho) spending automatically
Masareef reads the payment text Japan Post Bank (Yucho) sends to your phone and logs every transaction in its own Japan Post Bank (Yucho) wallet, with its amount, merchant and time. No typing.

What gets logged from Japan Post Bank (Yucho)
- Card payments in shops and online, in yen or any currency you paid in.
- Outgoing and incoming transfers, and ATM withdrawals.
- Every transaction lands in its own category, and one tap changes it.
- More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.
An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.
How to log Japan Post Bank (Yucho) spending automatically
- Install Masareef from Google Play or the App Store, and create a free account to back up your records.
- On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
- On iPhone: from iOS 27 add the ready-made automation in Shortcuts. Before that, type the transaction as one line such as "coffee 25", or share the message with Masareef.
- Make sure Japan Post Bank (Yucho) texts reach your phone and your messages app's notifications are on: Masareef reads the message you already receive and never contacts the bank.
- On the first transaction Japan Post Bank (Yucho) sends an alert, and Masareef logs it with its amount, merchant and time.
- Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.
How it works with Japan Post Bank (Yucho)
On Android
Let Masareef read notifications once. From then on every Japan Post Bank (Yucho) payment text that shows up in your notifications is logged on its own, even with the app closed.
On iPhone and iPad
On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the ゆうちょ通帳アプリ-銀行 アプリ app and Apple Pay alerts.
Before iOS 27, add Japan Post Bank (Yucho) transactions with one line such as “coffee 25”, or share the message with Masareef, and it works out the amount and category.
How Masareef recognises Japan Post Bank (Yucho)
- Name in Arabic
- Japan Post Bank (Yucho)
- iPhone app
- ゆうちょ通帳アプリ-銀行 アプリ
- Names it recognises in the message
- japan post bank ゆうちょ銀行
The alert never leaves your phone
The Japan Post Bank (Yucho) alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.
- No banking password
- No link to your bank account
- The alert is read on your phone only
Questions about Japan Post Bank (Yucho)
Is Masareef part of Japan Post Bank (Yucho)?
No. Masareef is an independent app, not affiliated with or endorsed by Japan Post Bank (Yucho). It reads the alert your phone already receives.
Do I have to enter my bank details?
No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.
Is the app free?
Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.
Does Masareef work with Japan Post Bank (Yucho) on Android?
Yes. Once you allow notification access it recognises a Japan Post Bank (Yucho) payment text by the bank's name in it and logs every transaction on its own.
Does the Japan Post Bank (Yucho) alert or my data leave my phone?
The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.
Which currencies does it log for Japan Post Bank (Yucho)?
It logs each transaction in its amount, in yen or any currency you paid in. Wallets in other currencies are a Pro feature.
Does it work with Japan Post Bank (Yucho) on iPhone?
Yes, on iOS 27 or later. Before that, you add transactions with one line or share the message with Masareef.
What about my other banks and wallets?
Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.
Other banks and wallets in Japan
- MUFG
- Mizuho Bank
- SMBC
- PayPay
- Rakuten Pay
- Rakuten Bank
- SMBC Card (Vpass)
- Resona Bank
- SBI Shinsei Bank
- Sumishin SBI Net Bank
- PayPay Bank
- Sony Bank
- au Jibun Bank
- Seven Bank
- AEON Bank
- JCB
- au PAY
- d払い
- LINE Pay Japan
- Merpay
- Mobile Suica
- Every bank and wallet in Japan