Masareef مصاريف مصاريف Masareef

Log your SMBC spending automatically

Masareef reads the payment alert the SMBC app sends to your phone and logs every transaction in its own SMBC wallet, with its amount, merchant and time. No typing.

Free · 25 automatic captures a month · No ads · Arabic and English

Masareef: your spending, logged on its own

What gets logged from SMBC

  • Card payments in shops and online, in yen or any currency you paid in.
  • Outgoing and incoming transfers, and ATM withdrawals.
  • Every transaction lands in its own category, and one tap changes it.
  • More than one card? Add each card's last 4 digits and every alert goes to that card's wallet.

An alert the app can't read clearly isn't lost: it waits for you to confirm it with one tap.

How to log SMBC spending automatically

  1. Install Masareef from Google Play or the App Store, and create a free account to back up your records.
  2. On Android: open Masareef and allow "Notification access" once. After that it captures alerts even with the app closed.
  3. On iPhone: from iOS 27 add the ready-made automation in Shortcuts; from iOS 16.4 to 26 set up one automation for SMBC texts (sender SMBC) once.
  4. Make sure alerts from the SMBC app are switched on on your phone: Masareef reads the alert you already receive and never contacts the bank.
  5. On the first transaction SMBC sends an alert, and Masareef logs it with its amount, merchant and time.
  6. Wrong category? Open the transaction and change it, and turn on "Remember this merchant" so this merchant goes there from now on. An unclear alert waits in "To review" for one tap to confirm.

How it works with SMBC

On Android

Let Masareef read notifications once. From then on every payment alert from the SMBC app is logged on its own, even with the app closed.

On iPhone and iPad

On iOS 27 or later you add one ready-made automation in the Shortcuts app, and Masareef receives alerts from the 三井住友銀行アプリ app, SMBC text messages and Apple Pay alerts.

From iOS 16.4 to 26, SMS from SMBC reach Masareef through an automation you set up once, and from iOS 17 a second one adds Apple Pay. The bank app's own alerts can't be read before iOS 27, so share the message with Masareef or paste it.

How Masareef recognises SMBC

Name in Arabic
SMBC
Android app whose alert is read
jp.co.smbc.direct
iPhone app
三井住友銀行アプリ
SMS sender name
SMBC
Names it recognises in the message
三井住友銀行

The alert never leaves your phone

The SMBC alert is read on your device and its text is never sent to any server. Masareef never asks for your bank password and never links your bank account.

  • No banking password
  • No link to your bank account
  • The alert is read on your phone only

Questions about SMBC

Is Masareef part of SMBC?

No. Masareef is an independent app, not affiliated with or endorsed by SMBC. It reads the alert your phone already receives.

Do I have to enter my bank details?

No. No password, no account number, no link to the bank. The app only needs a free Masareef account, to back up your records.

Is the app free?

Yes, and the free plan is not a trial: everything you enter, your wallets and budgets, and 25 automatic captures a month. Pro raises that limit and adds features such as wallets in other currencies and a shared family record.

Does Masareef work with SMBC on Android?

Yes. Once you allow notification access it reads the SMBC app's alert (jp.co.smbc.direct) and logs every transaction on its own, even with the app closed.

Does the SMBC alert or my data leave my phone?

The alert text is never sent to any server; it is read on your device. Masareef never asks for a password and never links your bank account. The free Masareef account only backs up your records.

Which currencies does it log for SMBC?

It logs each transaction in its amount, in yen or any currency you paid in. Wallets in other currencies are a Pro feature.

Does Masareef read SMS from SMBC?

On iPhone, yes: texts from the sender SMBC reach Masareef through an automation you set up once in Shortcuts, from iOS 16.4. On Android it reads the SMBC app's notification.

Does it work with SMBC on iPhone?

Yes. iPhone needs iOS 16.4 or later, and you set it up once in the Shortcuts app. On iOS 27 it also reads alerts from the 三井住友銀行アプリ app.

What about my other banks and wallets?

Masareef reads alerts from 1,200+ banks and wallets around the world, and each bank or wallet gets its own wallet in the app.

Other banks and wallets in Japan

Outside Japan

Start logging SMBC spending automatically

Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named here. It never asks for your banking password. Masareef download page